Secure Your Business with Comprehensive, Affordable Insurance
Tailored Insurance Solutions for Small Business, Trucking, Contractors, HVAC Professionals, Plumbers, and More.
Our Expertise
We specialize in protecting you and your business with personalized insurance plans that offer peace of mind, clear terms, and competitive premiums.
Who We Insure
We offer a comprehensive range of insurance solutions designed to protect every aspect of your business. Explore our specialized plans tailored to meet the unique needs of small business, trucking companies, contractors, HVAC professionals, plumbers, electricians, and more.
Commercial Trucking Insurance
Protect your trucks and cargo against accidents, theft, and liability. Our commercial trucking insurance covers everything from single trucks to entire fleets, ensuring your operations run smoothly
Commercial Auto Insurance
Protect your business vehicles against accidents, theft, and liability. Our commercial auto insurance covers everything from single trucks to entire fleets, ensuring your operations run smoothly
General Liability Insurance
General Liability Insurance provides crucial protection for small businesses by covering legal expenses and damages in case of third-party claims related to property damage, bodily injury, or personal injury caused by business operations.
Business Owners Insurance
Business Interruption Insurance provides financial protection to businesses during unforeseen events that disrupt their operations, covering lost income and expenses to help them recover and continue operating smoothly.
Commercial Property Insurance
Commercial Property Insurance safeguards businesses against financial losses resulting from damage or loss of physical assets like buildings, equipment, inventory, or other property due to covered perils such as fire, theft, or vandalism.
Equipment Insurance
Shield your vital equipment from damage and breakdowns. Our equipment insurance offers comprehensive coverage for machinery, tools, and technology essential to your business operations.
Equipment Insurance
Shield your vital equipment from damage and breakdowns. Our equipment insurance offers comprehensive coverage for machinery, tools, and technology essential to your business operations.
Life Insurance
Secure your family's future with our customized life insurance plans. Choose from term, whole, or universal life insurance to provide financial stability and peace of mind.
Auto Insurance
Drive with confidence with our comprehensive auto insurance. Coverage includes liability, collision, and comprehensive options to keep you and your vehicle safe on the road.
Home Insurance
Protect your home and personal property with our homeowners insurance. Coverage includes dwelling, contents, and liability, ensuring you're prepared for any situation
Meet Our Leaders
Rett Brown
Rett is a lifelong resident of New Albany, Mississippi, brings extensive experience to S and R Agency with his many years of expertise in commercial and life insurance. When he’s not devising affordable insurance solutions for businesses, Rett can be found enjoying the Mississippi outdoors, spending cherished moments with his family, or passionately following Ole Miss Athletics.
Samantha Brown
Samantha, also hailing from New Albany, has been an integral part of the insurance industry for nearly a decade, with a specialized focus across all lines.
Outside the office, Samantha dedicates her time to creating memories with her two daughters, Gracie and Ella Jo, capturing the essence of family that defines both her personal and professional life.
What Our Clients Are Saying...
Our clients consistently rave about our service and attention. They have experienced firsthand the unparalleled benefits of our partnership. Unlike generic insurance agencies, we offer customized strategies that align perfectly with your personal and business goals, ensuring maximum coverage at affordable rates.
We learn from everyone we meet and are constantly refining our approach to deliver the best possible service in the Southeast.
Samantha and Rett always go out of their way to help me when I have insurance needs. Very polite and responsive. Always work hard to get you what you need. Would definitely recommend them to anyone looking for coverage. (Source: https://bbb.org)
- Spartan Mobile Home Transport
They have been easy to deal with and customer service is top notch! (Source: https://bbb.org)
- Richard C
Love and appreciate this company! Sam always takes such great care of me and is just so easy and pleasant to work with! (Source: https://bbb.org)
- Kalie M
Looking To Secure Your Family's Future?
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Our Way of Saying Thanks!
Spread the word and reap the rewards with our new Referral Program! If you have a friend or relative who could benefit from our specialized insurance services, please send them our way. For every name you send us, we'll thank you with a gift card. It's our way of showing appreciation for helping us grow our community of protected and satisfied clients. Start sharing today and enjoy the benefits of being a valued member of the S&R family!
Common Questions Answered
Answers to Frequently Asked Questions
What types of businesses do you specialize in insuring?
We specialize in providing insurance solutions for contractors, HVAC professionals, plumbers, electricians, and other small business owners. Our tailored policies ensure comprehensive coverage for the unique risks faced by these industries.
What is included in a business insurance audit?
Our business insurance audit includes a comprehensive review of your current coverage, identification of potential gaps, and recommendations for optimal protection. This service is designed to ensure you have the right coverage at the best rates.
How quickly can claims be processed?
We prioritize fast and efficient claims processing. Most claims are handled within 24 hours to minimize disruptions to your business operations. Our dedicated claims team is here to assist you every step of the way.
How do I know which insurance policies my business needs?
Our experienced insurance advisors can help you determine the right policies for your business. During a consultation, we’ll assess your specific risks and recommend coverage options that best suit your needs and budget.
How do I get a quote for business insurance?
You can easily request a quote by filling out the form on our website, calling our office, or scheduling a consultation with one of our insurance experts. We’ll review your needs and provide a customized quote.
Can I bundle multiple insurance policies for a discount?
Yes, we offer discounts for bundling multiple insurance policies, such as general liability, equipment insurance, and workers’ compensation. Bundling can help you save money and simplify your insurance management.
What is the difference between general liability and professional liability insurance?
General liability insurance covers claims related to property damage and bodily injury caused by your business operations, while professional liability insurance protects against claims of negligence, errors, and omissions in professional services you provide.